Dealing with the medical system often feels like bushwhacking. To survive you have become an empowered patient.
Tuesday, May 10, 2011
Mobile Health 2011: What Really Works: A “Patient” POV
Tuesday, May 11, 2010
I'm Back....sort of
Saturday, March 6, 2010
Unexpected take aways from the E Patient Movement
Over the year and especially in the last several months through my meanderings and activity on Twitter I have crossed paths and have been honored to meet and converse with several people engaged in the "Epatient" movement a.k.a. Patient 2.0, which is really about how patients and patient advocates are partnering with their doctors to design/modify courses of treatments. They often using medical social networking sites such as Patients Like Me, ACCOR, PUBMed among many many other tools to find alternative treatments that improve the quality of their life, the patient's life, if not save it (as in the case of Dave). This was recently written about in an article in Time Magazine. These activities set in the larger context of the health 2.0 movement, using technology in a variety of forms to help make healthcare better, safe, more accessible, and transparent.
Alan Aviars, @Aviars is a computer programmer, who is relatively disgusted with the general inoperability of EHRs and the bureaucratic encumbrances it entails to work with/on them. He is a supporter of Open Source Technology. He has his own story about the struggles of retrieving his father's medical records, luckily things went better for his family.
There are patients who actively reach out to their doctors to create a proactive involved team to address their heatlth concern. I like Christine Kraft's, humor filled yet pointed letter to her doctors about the partnership she needed to have with them to address her care. You can follow her at: @ChristineKraft. Or read her rich blog that parcels out ruminations of all things philisophical.
There are researchers who write about these topics that, I think, really bring it home, like Susannah Fox a.k.a. @Susannahfox, of the Pew Internet Research Center, who wrote a piece at the end of January called What's the point of Health 2.0 , essentially stating that technology is not the only answer, but it can be one of the tools in the toolkit to help patients acheive better outcomes. The trick is to find one or some that work for those that are less than hyper engaged patients. Remember, Felix the Cat, with his bag of tricks.There are energetic startup folks, like Jen McCabe, @Jensmcabe, who is trying to create better health with micro-movements throughout the day in a game/challenge format, called Get Up and Move. It is a lot of fun, try it. You can do it via Twitter and Facebook.
And, of course there is Brian Ahier, @ahier, who passionately brings insight and context to the Government meets Healthcare technology debate through his blog http://ahier.blogspot.com/ and Tweets. These issues are especially relevant because the government is spending money via the HITECH Act (Health Information Technology for Economic and Clinical Health Act) under the AARA (American Recovery and Reinvestment Act) to support the development of EHRs (Electronic Health Care Records) that meet a set of criteria, including "meaningful use". All very complicated. If you want to learn more about this, definitely follow Brian's posts.
Finally, yesterday (now a couple weeks ago), I read a post about a woman who would not take no for an answer. The post was called: "Some People Don't take death for an answer" by @ePatientDave on the e-patients.network about Laurie Todd, who basically had to bootstrap her survival of a late stage appendix cancer. Her HMO who said there was no treatment for her condition. She found a source of treatment, had to fight her insurance company to pay for the treatment, and eventually won and underwent treatment and has been recovery so far since 2005.
Her story is what inspired me to write this post. Frankly, right after reading her story, I got deeply depressed. I was so impressed by her accomplishments that it brought out in me my failure to have my experimental procedures overturned. I looked at her website and looked at the points she made about how to win an appeal. I laid awake at night going over what I missed in my recent failed insurance appeal. One for nearly 30K, I wrote three appeals for a total of 2 reams of paper (including all the supporting literature for my procedure, the procedure is the only know treatment for the condition, and it is supported by other major insurance companies -- I had the top Aetna insurance....they paid for all other 13 surgeries, I digress). I thought I tackled the definition of experimental treatment according to her method. And, all I could do is think why was she able to make a difference and why am I not.
Then finally, I got to thinking that some of this pity party has to do with battle fatigue. Because, frankly, I am. And, that is why under these times, I try, after I have beaten myself up good, to lift my head up, to look across the horizon to see what others are doing out there. Then, I sit back and give acknowledgement to those who, through their stories, have enriched my life, given me hope, gotten me really excited about healthcare and making a difference. They have embraced a stranger, shared stories, cheered me up, made me laugh so hard, and whom I can and have learned from. That is when I remind my ego filled self that their successes don't take anything away from me. It is not a reflection on me.
These patients and people make me realize that I am not alone, and that we are all apart and contribute to the matrix of life, inspiration, and in this case better healthcare for all. There is so much to live and fight for. It is not a time for me to crawl into a corner. My condition (including the bureaucratic mess) makes things difficult, but I am not going to die, unless something goes wrong in surgery, or whatever. If people who face life ending conditions can fight not only their condition but the bureaucratic machine,and win, survive, and create transformative experiences from their battles, I should be able to muster the courage and keep on truckin, knocking down what walls I can.
I am humbly reminded that we are all connected, and in the bigger picture we suffer if we denigrate our individual failures and successes. We need each other to keep sharing, fighting, pushing back, laughing, building a disparate and diverse community of people who deeply care about making a difference for themselves and ultimately for the better good of man.
I can now sit back and say. "It is a good day to die"-- remember that movie line?
Thursday, February 25, 2010
The Cluster F*ck of the Healthcare Summit..Why the President, GOP, and Democrats need a mediator.
I have so many reactions. And, as a novice to all this am not sure where to begin. So I will post these basic points.
While the president was mediating the process there was really nothing fundamentally agreed upon except... some concession to limits of malpractice (major Republican point) and allowing states to experiment with alternative means to resolve lawsuits. And, of course...yes, we need reform.
My problem with Obama and the Dems combined is that they want reform no matter what.
Obama dings everyone on special interests and non bipartisanship and campaign shit, yet he get's bristly when there are criticism about his plan. While the Republicans are so entrenched in the notion that it is unAmerican to have everyone purchase health insurance, which I find a ridiculous position. We all have to buy car insurance, don't we. I believe it is illegal if you don't have it. So, why not health insurance? Especially when medical costs are 17% of the GDP.
There was a lot of discussion of purchasing pools and the best way to manage such agreements. I absolutely agree with leveraging purchasing power. That is a standard business cost saving tool, be it a pool for independent small business owners among other techniques to keep the costs of buying insurance down. No brainer there
And, so it goes. It is quite a debacle. Where do we go from here? I don't think much more than continued entrenchment in positions that are getting further hermetically sealed. Too bad that both sides are so stuck on their position statements.
Although I believe that healthcare reform is overdue, I do think that care must be taken to ensure it is done reasonably well. While I applaud the Obama administration for tackling this head on, I don't think passing a bill without support of the Republicans is a smart way to go. It could cause more alienation.
Based on the following Twitter feeds #hcr and #hcsummit I am amazed how negative many of the responses are. Yikes. Do I live in this country.
I wish I had more poignant points to make, but as a newbie, this is the best I do. The WSJ had a good article . And, if that is not enough You can watch here for highlights.
Monday, January 11, 2010
The Ten Point Plan of the Year:
I want to create a conceptual map of where I want to spend my attention and make and effort to focus on those essential areas.
What I have discovered so far about my goals:
- Define a set of particular areas and stay focused w/in those areas. Do activities to support those activities
- Healthcare
- IT (patient support tools, EHR, social networking)
- Management (need a degree)
- Ekosys:
- Build Site
- Design pots, terrariums, other uniqe arrangements, landscaping
- Define what you don't want:
- I don't want to return to the publishing world.
- Want to learn CPR and get CERT training
- Get active in local community activity
- New Monterey neighborhood association
- Get a job
- Network, blog, Twitter: 2 to 5 contacts a day
- Blog more regularly on work related activities
- Get more personal balance in my
- Meditate
- Track physical activity and ups and down everyday
- Get Stronger in bad joints
- Add 1 to 2 more classes per week
- Start hiking
- Plans for next home projects
Thursday, December 31, 2009
Looking backwards and Forwards at the Same Time.
Friday, December 11, 2009
MoveOn.org Political Action: Stop the gift to Big Insurance
Thursday, July 16, 2009
Tips for Understanding your Medical Insurance
- How do copays work? Do they apply to deductible? Most don't. That is simply what you pay out of pocket. Your deductible is the "co-insurance" part of the deal
- What is the definition of in-network and out-of-network benefits? It is important to understand what they mean by whatever breakdown figure they use (for this example I am going to use a 70/30 split).
What you will ultimately pay is not necesssarily based on what the doctor bills you. It is dependent on what the insurance company deems as "allowable". (And, all use different fee schedules there are no federal or state guidelines, although all insurance companies go off certain standard metrics).
So, let's say you get a bill for $150 for an out-of-network doctor. Your insurance company may say that $100 is allowable by their schedule. They base their reimbursement on the allowable fee of $100. So, that means they pay $70 and you pay $30. The other shoe that will drop for you is the $50 that insurance did not allow. The docts office will "balance bill" you that amount + your coinsurance. So, your total out-of-pocket costs will be $80. (Sometimes, you can get a doctor to write off that $50, but you have to be proactive and ask.). This is not the same as a co-pay.
- If you are not sure how your new insurance will treat a provider (this is usually only significant in the out-of-network scenario(s)) You can always ask for the diagnosis code(s) (ICD9) and procedure code(s) (CPT) the docts office will use for your treatment/visit.
Then go back to the insurance company and ask to run a test claim. That should give you a good guideline on how insurance will pay. When you do this, make sure to ask if the call has been recorded, and always take good notes that summarize the discussion and outcomes (include name of person, date, and summary). Insurance companies always say that no claim quote is valid until it is completely processed. Good data is key. In the event that something goes wrong, you can point to the conversation you had. It is always more difficult to recreate your memory.
- If you go to a hospital in your area, make sure you find out if both the facility fees and doctors fees are covered. Ask this of the billing department. The receptionist checking you in is often not a reliable source of information. I have come across cases where the facility is covered but not the doctor (i.e. radiologist, pathologist, emergency). It is a serious drag to not know this in advance. You think you are all covered, but then you get a $450 or more doctor's bill.
The hospital is generally not proactive in telling you this (unless you get someone who is on the ball, which in my experience is not very often.) Tell me, how many times have you asked the same question from multiple representatives of a facility or insurance company and gotten as many answers? Please note: Most say, that they do a courtesy billing. That does not mean that they are preferred providers of your insurance company.
These are some simple techniques to help you better manage your costs. Until our medical system changes and patients have better consumer control over their costs, these simple techniques have been the only way I have some measure of understanding and controlling costs.
I highly recommend doing these basic steps before you need to use services. An emergency can happen at any time, as I have found out the hard way. Once you get a handle on what the expenses are (especially your out-of-pocket ones) before you have any treatments, procedures, etc... you will be much better in control of your outcomes.